All brokers › Ally Invest
Ally Invest fees: the fine print
Per its official pages, Ally Invest's full transfer-out fee is $50 and it pays 0% on uninvested cash as of Oct 30, 2026 (checked Oct 30, 2026).
Last updated · 2 official sources (listed below)
Broker · 5 of 8 facts found on official pages · every fact quoted and dated.
Full ACATS transfer-out fee
$50
"ACAT Transfer Out … (full or partial) … $50"
IRAs: plus a $25 closure fee on a full outgoing transfer ($75 total).
Partial transfer-out fee
$50
"ACAT Transfer Out … (full or partial) … $50"
Reverse split / mandatory reorg fee
Not published
Fee table lists only a voluntary reorganization fee.
Fractional shares after a reverse split
Not published
We haven't found this on an official page yet.
Voluntary reorg / odd-lot tender fee
$50
"Voluntary Reorganization … $50"
DRIP (auto dividend reinvestment)
Yes
"The dividend reinvestment plan (DRIP) is a free program that allows cash dividends you receive to automatically be used to purchase additional whole or fractional shares of your investment."
Marginable US stocks and selected ADRs priced $4+.
Fractional share trading
Not published
Ally holds fractions created by DRIP but doesn't publish fractional-share buying for Self-Directed accounts.
Rate on uninvested cash
0%
"Ally Invest Securities Self-Directed trading account cash balances do not currently earn interest."
Self-Directed cash earns nothing; Ally Bank accounts are separate.
Questions
How much does Ally Invest charge to transfer an account out?
$50 for a full outgoing transfer; partial transfers: $50, per its official fee page.
What does Ally Invest charge for tender offers and other voluntary corporate actions?
$50.
Sources
- https://www.ally.com/help/invest/dividend-reinvestment/
- https://www.ally.com/invest/commissions-and-fees/
Each source was read on or before Oct 30, 2026. Fees and rates change; confirm on the broker's site before acting.